Ayushman Card Online Apply 2026: Registration, Eligibility, Login & PDF Download
The Government of India manages the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY), a flagship health protection scheme. It allows eligible beneficiaries to easily register, verify their identities, and generate an Ayushman Card online. This card offers access to secondary and tertiary medical treatments at empanelled public and private hospitals across the country.
- Scheme Name: Ayushman Bharat PM-JAY
- Initiated By: Government of India
- Implementing Agency: National Health Authority (NHA)
- Coverage Limit: ₹5 Lakh per year per family
- Helpline Numbers: 14555, 1800-111-565
- Registration Cost: Free of Cost (₹0)
- SECC-2011 Database: Families listed under the Socio-Economic Caste Census 2011.
- Ration Card Holders: Priority Households (PHH) and Antyodaya Anna Yojana (AAY) members.
- Vulnerable Groups: Families living in single-room/kucha-wall houses, landless manual laborers, and differently-abled headed households.
- Occupational Groups: Casual workers, domestic workers, street vendors, mechanics, and other low-income labor classes.
- Aadhaar Card (Linked with active mobile number for e-KYC)
- Ration Card (Family Identity Document)
- Active Mobile Number (For receiving OTP verification codes)
- Alternate IDs: Voter Card, SC/ST Certificate, or Income Certificate (if requested)
- Cashless & Paperless: No payments are required at the point of service in any empanelled hospital.
- No Family Size Limit: Coverage is extended to all family members without caps on age or gender.
- Pre-Existing Conditions: All pre-existing medical conditions are covered from day one of enrollment.
- Nationwide Portability: Get treated in any participating state hospital, regardless of where your card was issued.
| Parameter | Details |
|---|---|
| Scheme Name | Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (PM-JAY) |
| Nodal Ministry | Ministry of Health and Family Welfare, Government of India |
| Official Mobile App | Ayushman App (National Health Authority) |
| Card Delivery Mode | Digital PDF / PVC Card |
| Helpline Numbers | 1800-111-565 / 14555 |
| Official Registration Portal | beneficiary.nha.gov.in |
- Visit the official PM-JAY Beneficiary Portal at: beneficiary.nha.gov.in.
- On the landing screen, select the "Beneficiary" option instead of "Operator."
- Enter your active mobile number, click on "Verify", and submit the OTP received via SMS. Enter the Captcha code to log in.
- Once logged in, select your State, Scheme (e.g., PMJAY), District, and the search parameter (such as Aadhaar Number, Family ID, Ration Card, or Name).
- Your family details matching the search criteria will be displayed. Unidentified or eligible family members will show an option for "e-KYC".
- Click the e-KYC button, select the Aadhaar OTP validation method, and accept the electronic consent form.
- Enter the Aadhaar OTP to verify. Take a live, high-quality selfie using your device's webcam or phone camera to verify your photo matches the Aadhaar record.
- Verify your remaining details (PIN code, Mobile, Relation), click Submit, and wait for confirmation. Once approved, the card status will change to "Approved."
- Open your web browser and go to the official portal: pmjay.gov.in.
- Click on the "Am I Eligible" button displayed prominently on the homepage menu.
- Provide your active mobile number and enter the captcha code. Verify the identity using the OTP.
- Select your home state and choose your search category (such as Search by Name, Mobile Number, Ration Card, or HHD Number).
- Click search to check if your family is registered in the list of beneficiaries.
- Step 1: Access the official Google Play Store on your Android mobile device.
- Step 2: Type "Ayushman App" in the search tab and locate the application published by the National Health Authority (NHA).
- Step 3: Click Install to securely add the app to your device.
- Step 4: Launch the app, choose "Beneficiary," and log in using your OTP verification.
- Step 5: Use the built-in mobile camera to easily complete your family's e-KYC using Face Authentication.
Useful Links & Resources
1. What is the coverage limit of the Ayushman Card?
The card provides cashless cover of up to ₹5 Lakhs per family, per year for secondary and tertiary care hospitalizations.
2. Are there any processing fees for obtaining the card online?
No. Self-registration and card downloads via the beneficiary.nha.gov.in portal or the official Ayushman App are entirely free of cost (₹0).
3. Can I use the Ayushman Card in other states of India?
Yes. The benefits of the Ayushman Bharat PM-JAY card are portable across the country, allowing treatment in any empanelled public or private hospital in any state.
4. How is the Ayushman Card different from the ABHA Health Card?
The Ayushman Card (PM-JAY) provides health insurance benefits up to ₹5 Lakhs per year. The ABHA Card (Ayushman Bharat Health Account) is a digital health locker used to securely save, view, and share your personal medical histories and records digitally.
5. What should I do if my name is missing from the PM-JAY database?
If your family owns an active priority ration card (like AAY or PHH), your details may dynamically match state government lists. You can check local CSC centers or call the national health helpdesk at 14555 to verify state-specific guidelines on list updates.
