Bihar Udyami Yojana 2026: Apply Online, Check Eligibility & 50% Subsidy Details
The Department of Industries, Government of Bihar, has initiated the Mukhyamantri Udyami Yojana (मुख्यमंत्री उद्यमी योजना) for the financial year 2025-26. This scheme is designed to support prospective entrepreneurs, youth, women, and individuals from scheduled categories across Bihar by providing financial assistance up to ₹10 Lakhs. This assistance includes a 50% grant/subsidy (up to ₹5 Lakhs) and an interest-free or low-interest loan of ₹5 Lakhs, which is repayable in 84 easy installments.
- Scheme Name: Mukhyamantri Udyami Yojana 2026
- Application Start Date: 25 February 2026
- Application Last Date: 23 March 2026
- Financial Year: 2025-2026
- Total Support Offered: Up to ₹10 Lakhs
- Subsidy (Grant): 50% (Up to ₹5 Lakhs)
- Loan Repayment: 84 Installments
- Application Mode: Online
- Domicile: Must be a permanent resident of Bihar state
- Minimum Qualification: Intermediate (10+2) pass or equivalent
- Technical Education: Matriculation plus ITI, Polytechnic, or Diploma holders are also eligible
- Age Limit: Minimum 18 years and maximum 50 years
- Categories: Open to all eligible categories (SC, ST, EBC, BC, Women, and General Youth) under respective sub-schemes
- Aadhaar Card of the applicant
- Active Mobile Number & Email ID
- Caste Certificate (where applicable)
- Residential Certificate of Bihar
- Passport size photograph
- Bank Account Passbook / Cancelled Cheque
- Matriculation (10th) Certificate & Mark Sheet
- Intermediate (12th) Certificate & Mark Sheet (or Diploma/ITI details)
- Training Support: Selected candidates will receive professional entrepreneurship training sponsored by the Bihar government.
- Financial Grant: A sum of ₹5 Lakhs is given as a grant (subsidy), which does not need to be returned.
- Repayment Plan: The remaining loan portion of ₹5 Lakhs is to be repaid in 84 monthly installments.
The financial matrix under the Bihar Udyami Yojana provides a structured balance between government grants and low-interest/interest-free loans:
| Total Project Cost (Max) | Grant / Subsidy (50%) | Repayable Loan (50%) | Repayment Period | Interest Rate (Nominal) |
|---|---|---|---|---|
| ₹10,00,000 | ₹5,00,000 | ₹5,00,000 | 84 Monthly Installments | 0% for Women, SC & ST / 1% for Yuva category |
Applicants are advised to keep their scanned documents ready before initiating the online application process:
- Visit the official website of Bihar Udyami Yojana: https://udyami.bihar.gov.in/.
- On the homepage, locate and click on the registration link (or navigate to https://udyamiuser.bihar.gov.in/).
- Fill in the registration form with primary details such as Name, Mobile Number, Aadhaar Number, and select your project type to receive an OTP.
- Log in using your registered credentials.
- Fill out the comprehensive application form carefully by entering your educational, personal, and project/business details.
- Scan and upload all the required certificates, domicile proof, photograph, and bank documents in the specified format.
- Complete the live photo capture as required by the portal.
- Review the preview of the application form to check for errors, then submit the application. Download or print the confirmation receipt for future reference.
Useful Links & Resources
1. What is the application timeline for the Bihar Udyami Yojana 2026?
Eligible candidates can submit their online applications from 25 February 2026 to 23 March 2026.
2. What is the financial assistance and subsidy breakdown under this scheme?
The scheme provides a total financial support of up to ₹10 Lakhs. Out of this, 50% (up to ₹5 Lakhs) is given as a grant (subsidy) which does not require repayment, and the remaining 50% (up to ₹5 Lakhs) is provided as an interest-free or low-interest loan.
3. What are the education requirements to apply for Bihar Udyami Yojana?
Applicants must have passed at least Intermediate (10+2) or have equivalent qualifications such as a Diploma, ITI, or Polytechnic certification after Class 10.
4. What is the age limit for applying?
The applicant's age must be between 18 and 50 years at the time of application.
5. In how many installments must the loan be repaid?
The repayable loan component of ₹5 Lakhs is to be paid back in 84 easy monthly installments.
